As well as all the cosmetic, sound and engine checks you make over a vehicle you’re thinking about buying, you might also keep in mind you need an HPI check. There are many of operators that offer equivalent services to HPI, such as the RAC Car Passport, the UK’s most comprehensive vehicle check. You can utilize our HPI Check comparison table for additional information about how exactly these types of services accumulate against one another.
But what exactly is an HPI check? Essentially, it’s a unique service offered by the vehicles that draws on information from your police, DVLA and leading industry bodies to tell you reasons for having a car or truck that maybe the seller doesn’t know, or perhaps doesn’t would like you to find out.
According to Experian, 88% of used vehicles available for sale in 2012 possessed a hidden history that severely lowered their value and potentially made them a danger on the road. For reassurance when choosing used cars, the RAC Car Passport is our car data check service, offering you vital information and history around the vehicle you’ve got your eye on. Here’s our help guide to why these checks are incredibly important.
Exactly what does an HPI check reveal?
Nearly 25% of vehicles that undergo an HPI check have outstanding finance. Therefore you wouldn’t become the legal owner of the vehicle (the finance company can be), however you could be accountable for the debt. The finance company would have the legal right to repossess the automobile, leaving you out from pocket and with out a car.
Daily, nearly 30 cars are recognized as stolen and included in the authorities National Computer. If your vehicle is one of them, the authorities have every directly to seize it.
4% of vehicles that undergo an HPI check have been written off on account of damage or theft. These vehicles seemed to be repaired, but you should see proof they were repaired reliably and therefore are now safe to drive.
In the event the V5 document accompanying a car or truck is a component of your stolen batch, you can’t trust the legitimacy of your vehicle.
A vehicle check will confirm using the DVLA the make, model, door plan, vehicle’s current colour & prior colour, transmission and engine size, in addition to how many times it provides changed hands. You have to be sure that the latter in particular matches the seller’s story.
20% of cars who have enjoyed a vehicle check experienced one or more plate change. Usually there exists nothing to be concerned about, but a change of plates may be used to hide a car’s past, so it’s worth asking them questions regarding this.
An auto check can tell you if the VRM and VIN match DVLA records. Should they don’t, there might be a number of difficulties with your vehicle.
There is something an HPI check doesn’t disclose. Such as facts about current or previous owners, but this wouldn’t reveal much in regards to a vehicle’s safety and legitimacy anyway. The checks also won’t tell you about every accident an automobile has been doing or its service history, so these will likely be points to give up whenever you observe the car.